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Living Equity Group

Protection That Works

Protecting the present while preserving future concerns via COVID-19 solutions.

Living Benefits:
The Answer To
COVID-19 Risk

Living Equity Group

Risk Reduction

Living benefits reduces the risk of serious financial impact that results from pandemics and critical, chronic, and terminal health conditions.

Living Benefits:
Custom Protection

Living Benefits – Protecting What Matters

Living benefits provides an extra layer of protection against unforeseen health complications due to COVID-19 or any other life-altering health crisis. Health and safety are the pillars of a satisfying life. As a result of our current pandemic, those pillars are in daily jeopardy! Living benefits reduce, if not accounts, for many different residual side effects of COVID-19 or the like. When issues arise due to a direct interruption to income from a serious critical, chronic or terminal health condition.

Traditional life insurance only pays in the event of a death. Quality of life following serious health events becomes a crucial consideration. Living benefits bridges the gap between rising health care costs, as it pays when you need it the most, making it true usable life insurance. Our Insurance Advisors will create a customized plan accompanied with ongoing advice without you ever having to leave your home. By way of our 100% remote platforms we can better address your needs while minimizing exposure to COVID-19. We take your health and safety very seriously. If you are in need of insurance, we may be able to delay your medical exams WITHOUT delaying your coverage. Connect with one of our Insurance Advisors to find out more.

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Getting Married?


Loving partnerships, unions and promises are at the highlights of some of life’s most prized milestones. Building a life together requires balancing and blending individual needs, hopes and dreams and most of all protection. Family planning Insurance that protects possessions and assets is the key to making good on promises, hopes and dreams.

Our Partnership at Living Equity Group makes good on our promises to support couples to take advantage of true-life insurance that is both practical in the present and secure for the future!

Starting a family?


Bringing children into the world and raising families are personal decisions that require private discussions and community resources.
What parents may not do for themselves, they are eager to do for their children and often want their children to have opportunities equal to or better than what they had growing up.

This calls for flexible and expanding income to meet evolving priorities and intentional allocation to starting early with savings for such opportunities. College or trade education, a first car or home, are a few common things that come to mind. Most importantly a nest egg on which children can build and / or draw upon to maintain financial independence is something that many parents consider vital as well.

Part of such planning includes increasing life & disability insurance needs for parents and improving ways of maximizing savings for their children.

Starting a new job?


Whether you work for yourself, another company, or a blend of both; getting educated sooner rather than later about options for strategic savings and protection of key investments helps avoid risks associated with overwhelming loss or bankruptcy, high interest credit card debt, and / or second mortgages later in life.

Setting aside an emergency fund is a beginning level in your unique pyramid of wealth. It will also go a long way in freeing up money to use for building living equity to cash in when you’re ready to enjoy life rather than feeling forced to catch up in a relatively short period of time.

The “rule of 72” is a simple yet powerful tool to use in understanding the principle of time being equivalent to money. For example, if you are limited to putting funds in an account that earns an average of 2% interest in exchange for safety of principle, dividing the number 72 by 2 equals 36. This means that it will take you 36 years to double your savings. By contrast, if you are aware of opportunities to earn an average of 8% interest without any risk of loss, dividing the number 72 by 8 equals 9. This means that it will take you 9 years to double your savings. Which interest rate makes more sense?

How will payroll adjustments affect my take-home pay?

Approaching retirement?


Many individuals and families consistently look for ways to work smarter, not harder. One of the ways to creating the pathway to success is by aligning both needs and wants.

There have been many variations on the theme of an old but wise proverb that says in part, “A vision without a plan is just a dream . . . but a vision with a plan can change the world.” It would be unrealistic to dream about retiring on 90% of a working income while saving a minimal amount of money or starting to save later, as opposed to sooner, in life.

Employer qualified plans such as 401(k) plans or 403(b) plans have their advantages and disadvantages as do IRAs and other savings vehicles. When shopping for a vehicle we typically look for 3 things; namely, safety, reliability and longevity.

Living Equity Group empowers individuals and families with the knowledge about the risks and benefits to an endless array of makes and models of different planning strategies.

Simply put, we provide attention to the details and our clients benefit by having access to the top competitors in the industry from which to choose an individualized portfolio of products!

No fluff, no pressure, and no fine print!

One goal . . . many paths to retirement!

  • Beginnings
  • Family
  • Career
  • Retirement

What We Do

Committed To You

Our partners are invested in keeping pace with evolving financial technologies in offering living benefits options for individuals, families and businesses, protecting the present and preserving the future.

Process and Delivery

We use industry standard best process to deliver consistently.

Quality and Cost Effective

We deliver exceptional quality while being fiscally responsible.

Client Satisfaction

As former clients ourselves we never loose focus in providing complete client satisfaction..

Living Equity Group

Insurances for
your future!

Living Equity Group is with you for every phase of life that may find you!!

Company Information

Living Equity Group
Miguel Hill
Renee Simone

Contact Details

E-mail address:
[email protected]


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We look forward to the call!

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